TERMS OF SERVICE

Welcome to the website (the "Website") for Resolvr, Inc. ("Resolvr," "we," "us," or "our"). These Terms of Service (the "TOS") govern your access to and use of the Website and the Products.

1. Scope and Purpose of the Product and Website

Resolvr develops innovative insurance infrastructure products that enable users to engage in cryptocurrency-based insurance transactions utilizing blockchain technology. The Website provides access to marketing materials related to various products, and may contain prototypes or other versions of such products.

2. User Eligibility and Account Registration

2.1. The Website and the Product are intended for use only by individuals who are at least 18 years of age and have the legal capacity to enter into binding contracts. By accessing or using the Website or the Product, you represent and warrant that you are at least 18 years old and have the legal authority to accept these TOS.

2.2. To access certain features of the Website or the Product, you may be required to register for an account and provide certain personal information, including your name, email address, and other identifying information ("User Information"). You agree to provide accurate, current, and complete User Information, and to update such information promptly as necessary to maintain its accuracy.

2.3. You are solely responsible for maintaining the confidentiality of your account login credentials, and you agree to notify Resolvr immediately of any unauthorized use of your account or any other breach of security. Resolvr will not be liable for any loss or damage arising from your failure to comply with this provision.

3. User Conduct and Restrictions

3.1. You agree to use the Website and the Product only for lawful purposes and in accordance with these TOS. You shall not:

• 3.1.1. Violate any applicable law, rule, or regulation in connection with your use of the Website or the Product, including but not limited to laws related to insurance, financial services, data protection, and cryptocurrency transactions.
• 3.1.2. Interfere with or disrupt the operation of the Website or the Product, or the servers or networks connected to the Website or the Product, including through the use of viruses, malware, or any other harmful code.
• 3.1.3. Attempt to gain unauthorized access to the Website, the Product, or any related systems or networks, including through hacking, password mining, or any other means.
• 3.1.4. Upload, post, or transmit any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable, or that infringes on the rights of others.
• 3.1.5. Infringe upon the intellectual property rights of Resolvr or any third party, including patents, trademarks, trade secrets, copyrights, or other proprietary rights.
• 3.1.6. Use the Website or the Product to engage in any form of fraudulent or deceptive activity, including but not limited to money laundering, terrorist financing, or market manipulation.
• 3.1.7. Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

3.2. Resolvr reserves the right to monitor, investigate, and take appropriate legal action against anyone who, in Resolvr's sole discretion, violates this provision, including without limitation, reporting you to law enforcement authorities.

3.3. Resolvr reserves the right to suspend or terminate your access to the Website or the Product at any time, without notice, for any reason, including if Resolvr reasonably believes that you have violated these TOS or pose a risk to Resolvr, its users, or third parties.

4. Intellectual Property

4.1. The Website, the Product, and all content and materials available on the Website (collectively, the "Content") are the property of Resolvr and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws of the United States and foreign countries.

4.2. You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and the Product for your personal, non-commercial use, subject to these TOS. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any Content, software, products, or services obtained from the Website or the Product without the express written permission of Resolvr.

4.3. "Resolvr", "BDIC", and all names, logos, and related names, logos, product and service names, designs, and slogans are trademarks of Resolvr or its affiliates or licensors. You may not use such marks without the prior written permission of Resolvr. All other names, logos, product and service names, designs, and slogans on the Website are the trademarks of their respective owners.

5. User Submissions

5.1. By submitting any content, information, or materials to the Website or the Product (a "Submission"), you grant Resolvr a worldwide, perpetual, irrevocable, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such Submission in connection with the operation of the Website, the Product, and Resolvr's business, including without limitation for promoting and redistributing part or all of the Website or the Product in any media formats and through any media channels.

5.2. You represent and warrant that: (i) you own or control all rights in and to your Submissions and have the right to grant the license granted above to Resolvr; (ii) your Submissions do not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity; and (iii) your Submissions do not contain any material that is false, defamatory, obscene, abusive, threatening, or otherwise objectionable.

5.3. Resolvr does not endorse any Submission or any opinion, recommendation, or advice expressed therein, and Resolvr expressly disclaims any and all liability in connection with Submissions.

6. Indemnification

6.1. You agree to indemnify, defend, and hold harmless Resolvr, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• 6.1.1. Your violation of these TOS;
• 6.1.2. Your use of the Website or the Product;
• 6.1.3. Your Submissions;
• 6.1.4. Your violation of any rights of another; or
• 6.1.5. Your violation of any applicable laws, rules, or regulations.

6.2. Resolvr reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Resolvr in asserting any available defenses and in the conduct of such defense.

7. Disclaimers and Limitation of Liability

7.1. THE WEBSITE, THE PRODUCT, AND ALL CONTENT AND MATERIALS AVAILABLE ON THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. RESOLVR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE.

7.2. RESOLVR DOES NOT WARRANT THAT THE WEBSITE OR THE PRODUCT WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE, THE PRODUCT, OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. RESOLVR DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE WEBSITE OR THE PRODUCT IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

7.3. YOU EXPRESSLY UNDERSTAND AND AGREE THAT RESOLVR SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF RESOLVR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:

• 7.3.1. THE USE OR THE INABILITY TO USE THE WEBSITE OR THE PRODUCT;
• 7.3.2. THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE WEBSITE OR THE PRODUCT;
• 7.3.3. UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
• 7.3.4. STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE OR THE PRODUCT; OR
• 7.3.5. ANY OTHER MATTER RELATING TO THE WEBSITE OR THE PRODUCT.

7.4. IN NO EVENT SHALL RESOLVR'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO RESOLVR IN THE LAST 12 MONTHS, OR (B) $500.

7.5. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

8. Governing Law and Dispute Resolution

8.1. These TOS and any disputes or claims arising out of or in connection with these TOS or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any choice or conflict of law provision or rule.

8.2. Any dispute, controversy, or claim arising out of or relating to these TOS, including the formation, interpretation, breach, or termination thereof, including whether the claims asserted are arbitrable, shall be referred to and finally determined by arbitration in accordance with the JAMS International Arbitration Rules. The tribunal shall consist of one arbitrator. The place of arbitration shall be Miami, Florida. The language to be used in the arbitral proceedings shall be English. Judgment upon the award rendered by the arbitrator may be entered by any court having jurisdiction thereof.

8.3. You agree that any arbitration under these TOS will take place on an individual basis; class arbitrations and class actions are not permitted, and you are agreeing to give up the ability to participate in a class action.

9. Compliance with Laws and Regulations

9.1. You acknowledge and agree that the use of cryptocurrencies and blockchain technology may be subject to various laws, regulations, and guidelines issued by governmental authorities, regulatory agencies, and industry groups. You agree to comply with all applicable laws, regulations, and guidelines related to the use of the Website and the Product, including but not limited to:

• 9.1.1. Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations;
• 9.1.2. Securities laws and regulations;
• 9.1.3. Data protection and privacy laws;
• 9.1.4. Consumer protection laws;
• 9.1.5. Insurance laws and regulations; and
• 9.1.6. Tax laws and reporting requirements.

9.2. Resolvr reserves the right to require you to provide additional information or documentation to verify your identity, source of funds, or compliance with applicable laws and regulations. Failure to provide such information or documentation may result in the suspension or termination of your access to the Website or the Product.

10. Modifications to the Website and Product

10.1. Resolvr reserves the right to modify, suspend, or discontinue the Website or the Product (or any part or content thereof) at any time with or without notice to you, and Resolvr shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Website or the Product.

10.2. You acknowledge that any and all Products may undergo significant changes, updates, or improvements during development. Resolvr makes no guarantees regarding the future availability, functionality, or features of the Products.

11. Miscellaneous

11.1. These TOS constitute the entire agreement between you and Resolvr regarding the use of the Website and the Product, and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Resolvr.

11.2. If any provision of these TOS is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

11.3. Resolvr's failure to exercise or enforce any right or provision of these TOS shall not constitute a waiver of such right or provision.

11.4. You may not assign or transfer these TOS, by operation of law or otherwise, without Resolvr's prior written consent. Any attempt by you to assign or transfer these TOS without such consent will be null and void. Resolvr may freely assign or transfer these TOS without restriction.

11.5. The section titles in these TOS are for convenience only and have no legal or contractual effect.

11.6. Notices to you may be made via either email or regular mail. The Website may also provide notices to you of changes to these TOS or other matters by displaying notices or links to notices generally on the Website.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Last updated: May 24, 2025